Evaluations are performed by a GIA® Certified Graduate Guild Gemologist with over 30 years of experience in the jewelry industry.
What are you looking for?
Serving the Emerald Coast & Destin Area
Appraisal Services & FAQs
What To Expect During an Appraisal at Heartland Gemology:
- Cleaning and Inspection: Your jewelry will be carefully cleaned and inspected upon receipt at your appointment.
- Expert Evaluation: We will examine your items and provide a comprehensive appraisal carried out by a certified gemologist with extensive experience.
- Documentation Collection: If available, we encourage you to bring any supporting documentation, such as sales receipts, diamond or gemstone grading reports, or certifications.
- Detailed Reports: At the conclusion of the appraisal process, you’ll receive an in-depth report with photos, diagrams, and an estimated retail replacement value statement for insurance purposes.
Factors Considered in the Appraisal:
- Current Market Prices: We assess competitive retail values for similar items.
- Identifying Marks: Brand names, serial numbers, and manufacturer’s marks are examined to verify authenticity.
- Metal Quality: The karatage of gold and platinum content indicated by stamps are evaluated.
- Gemstone Characteristics:
- For diamonds and gemstones, we analyze the 4Cs (cut, color, clarity, and carat weight).
- Any additional provided documentation is reviewed to support the evaluation.
The Diamond Standard
Heartland Gemology provides expert jewelry and watch appraisal services tailored to meet your needs. Whether you require documentation for insurance, estate planning, donation purposes, or simply wish to understand the value of your cherished pieces, our appraisal process delivers precision and professionalism.
FAQs
How much does an appraisal cost?
- Fees are based on a published price list and are not based on the value of the item(s) being appraised
- Fees are calculated based on factors such as the number of items, complexity of research required, and gemstone size. Larger or rarer pieces that require more detailed research may adjust the overall fee.
- Other factors to be considered: current market prices, identifying marks, metal quality, and gemstone characteristics.
- Costs vary but are generally around $150-$200 per item.
Do you offer on-site appraisals?
Yes! Contact us to discuss your needs and we will work with you to set up an appointment at your home or business.
Do you offer commercial appraisals?
Yes, we offer an extensive range of services for the Insurance Industry and Law Enforcement. Appraisal services for businesses, insurance agents and companies, law and public accounting firms.
Do you need any existing documentation?
- Please bring any existing receipts, certificates, or warranties for your jewelry.
- Know why you need the appraisal (e.g., insurance, sale, estate planning), as this determines the type of value needed.
What is the difference between carat and karat?
Karat and carat may sound similar, but they measure entirely different things in the world of jewelry:
Karat (K): This measures the purity of gold. Pure gold is 24 karats, and lower karat numbers (like 18K or 14K) indicate gold mixed with other metals for durability.
Carat (ct): This measures the weight of diamonds and gemstones. One carat equals 200 milligrams, and it’s used to describe the size of the stone.
Think of it this way: karat is about gold’s quality, while carat is about a gem’s weight!
How long will the appraisal take?
A single item may take an hour, while multiple pieces can take a week or more.
Do you offer repairs on damaged jewelry?
No, we don't offer repair services for damaged jewelry.
How do I care for my jewelry?
Your jewelry will be carefully cleaned and inspected upon receipt of your appointment.
We recommend following our care instructions to ensure that your jewelry stays beautiful and lasts for years to come.
Diamonds
Gemstones
Gold
Bracelets
Rings
Earrings
Necklaces
Watches
Unique Items